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Heritage Club

Heritage Club

Welcome to Farmers Savings Bank & Trust


Our lobby is temporarily closed because of the coronavirus pandemic. We encourage the use of our drive-thru window, ATM, night drop and online/mobile banking services.

Customers can call us at the Traer location, 319-478-2148 or at the Vinton location 319-472-2373 for service and to make an appointment with an officer



Traer Community Foundation Grant Application





5-Star Farmers Savings Bank & Trust


Dependable and Financially Sound

BauerFinancial, Coral Gables, Florida congratulates Farmers Savings Bank & Trust, Traer, Iowa on its 5-Star rating. This rating based on December 31, 2017 financial data indicates that Farmers Savings Bank & Trust is one of the strongest financial institutions in the nation; a dependable and financially sound Bank.

“While many financial institutions may look similar, once you scratch the surface you can find deep variations in the ways they operate. Farmers Savings Bank & Trust is focused on its community and the success of its neighbors", notes Karen L. Dorway, president of the rating firm. “Operating in this manner has allowed Farmers Savings Bank & Trust to thrive where others have faltered."

Since its inception in 1915 Farmers Savings Bank & Trust has been committed to providing the best of banking. Its branch offices are conveniently located in Traer and Vinton. Farmers Savings Bank & Trust ( and has been a source of pride for 103 years. Member of FDIC and an Equal Housing Lender.


Personal and Commercial/Ag Banking Services in Traer and Vinton

As a community bank offering diverse banking services, Farmers Savings Bank & Trust  is committed to helping you achieve your financial goals. Serving Traer, Vinton and the surrounding communities, the experienced staff at Farmers Savings Bank & Trust  is ready to help with your personal or business finances.


Buying a home is a big decision, and getting the mortgage that is right for you is the difference between spending or saving thousands of dollars. Let our mortgage experts help you.

Learn more about mortgages.

Online & Mobile Banking

Want to bank from anywhere? With Online & Mobile Banking from Farmers Savings Bank & Trust  you have 24-7 access to your bank accounts in the palm of your hand or on your computer.

Learn more about Online & Mobile Banking.

Community Bank

As a community bank, Farmers Savings Bank & Trust  helps support community organizations and sponsor community events to help improve our communities for the future.

See how Farmers Savings Bank & Trust  gives back.

Questions? Contact Farmers Savings Bank & Trust for answers!