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The Heritage Club

Heritage Club Calendar of EventsBeing over 55 is the time when you're ready to really enjoy life and have some fun. You've worked hard over the years and your future is now secure. Farmers Savings Bank & Trust - Traer has an exclusive service, the Heritage Club, that benefits this valued group of customers.

You may join by choosing one of the following:

  • Maintaining a balance of $1500 in either a regular savings or NOW account
  • Maintaining a balance of $2500 in a Money Market Plus account
  • Having a $10,000 Certificate of Deposit

A Heritage Club membership offers many unique advantages, including the best in financial services:

  • Membership Card
  • Free Checking
  • Free Personalized Checks
  • No fee for Traveler's Checks, Cashier's Checks, and Photocopies
  • Free Notary Service and Signature Guarantee
  • Grandparents and Great Grandparents Bonus
  • Check Guarantee
  • Special Vacation Offers
  • Local Merchants Discounts
  • Free Movies, Potlucks, and Other Fun(!) Activities
  • Newsletter
  • Free Lamination
  • Free Automated Teller Machine Card or ShazamChek® Card
  • Direct Deposit of Social Security, Pension, and Retirement Checks
  • Financial Counseling
  • Trust Services

Check out our helpful planning tools:

Helpful Links:

If you're one of the "Very Special People" over 55 and would like to join in the fun, contact Farmers Savings Bank & Trust - Traer for more information on how you can become part of the Heritage Club; just ask for our Heritage Club Customer Service Representative.


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611 Second Street, P.O. Box 435
Traer, Iowa 50675
Telephone: 319-478-2148
Fax: 319-478-2023
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