Farmers Savings Bank & Trust knows a checking account is the most important financial management service that a bank can offer. Our customers use their checking accounts every day to make purchases and pay expenses. Because we know that not every customer needs the same type of checking account, we have a variety of checking account options. Our experienced customer service representatives will help you choose the account that meets your individual financial needs.
FREE Checking with E-Statement
We are so confident that you like our service that we offer a checking account that is free of service charges when you sign up for E-Statements.
$25 minimum balance to open account
No minimum balance requirement
First order of 50 checks free
Unlimited check writing
ATM or Debit card fee waived for the first year
Free TeleBank services
Free Online Banking with E-Statements
FSB Promise Checking Account
A 6-month free checking account designed to introduce the Farmers Savings Bank & Trust difference! (Reverts to regular checking account or NOW account after 6 months)
Minimum Balance to Open the Account: You must deposit $25 to open this account.
Interest Rate/Yield: None
Additional Benefits:
Your first order of 50 personalized checks are FREE!
ATM or Debitcard - no charge for the first year.
Free FSB Online and TeleBank services
Regular Checking Account
A checking account to fit every lifestyle.
Minimum Balance to Open the Account: You must deposit $25 to open this account.
Monthly Service Charge: If a $500 average daily balance is not maintained, the charges are: $250-$499.99 average daily balance - $3.00 maintenance fee; $0-$249.99 average daily balance - $5.00 maintenance fee.
First 50 withdrawals free during statement cycle, $0.25 per item in excess of 50 items. ATM and Debitcard withdrawals are not included in withdrawal count.
Interest Rate/Yield: None
Additional Benefits:
Your first order of 50 personalized checks are FREE!
ATM or Debitcard - no charge for the first year.
Free FSB Online and TeleBank services.
NOW Checking Account - Checking with Interest
A checking account with your best interest in mind. Earn daily compounded interest on your checking account at a competitive rate.
Minimum Balance to Open the Account: You must deposit $25 to open this account
Monthly Service Charge: Minimum average daily balance of $1,500 is not maintained the charges are: $5.00 per monthly statement, $0.25 per check in excess of 50 checks written per statement cycle.
Interest Rate/Yield: Interest accrues daily and will be compounded monthly to your account. At our discretion the interest rate and annual percentage yield may change at any time. Interest will be paid on transit item deposited when funds are made available to the bank.
Additional Benefits:
Your first order of 50 personalized checks are FREE!
ATM and Debitcard available.
Free FSB Online and TeleBank services.
Student Checking Account
A checking account streamlined for students.
Minimum Balance to Open the Account: You must open this account with a $25 deposit.
Monthly Service Charge: No monthly service charge - No minimum balance requirements! The first 10 debits are free, $.15 per debit over 10 per month. ATM and Debitcard purchases are not included in the withdrawal count.
Interest Rate/Yield: None
Additional Benefits:
Your first order of 50 personalized checks are FREE!
