Commerical and Ag Banking - Saving Account Services

Minimum Balance to Open the Account: You must deposit $25 to open this account.

Monthly Service Charge: A maintenance fee of $2.00 will be imposed each month if the minimum daily balance falls below $200 any day of the month. This service charge does not apply to minors under 18 years of age.

Interest Rate/Yield: Interest will be paid on transit items deposited in the account when the funds are available to the bank. Interest is accrued daily and will be compounded quarterly to your account.  Your interest rate and annual percentage yield may change at any time. At our discretion, we may change the rate on your account.

Transaction Limitations: Transfers from a Savings account to another account or to third parties are limited to six per month. A withdrawal fee of 1.00 will be charged for each withdrawal in excess of six during a monthly cycle.

Contact one of our customer service representatives for our current rates.
Farmers Savings Bank & Trust will provide full account disclosures at the time an account is opened.